DIGITAL PAYMENTS & FINANCIAL TECHNOLOGY STRATEGY & MANAGEMENT CONSULTANCY
OUR EXPERTISE
Our History and Mission
Founded in 2011, Financial Tech Advisors, LLC specializes in the fast-paced, global digital payments sector. With deep expertise in payments processing and a nuanced understanding of jurisdiction-specific regulations, legislation, and compliance requirements, we help businesses navigate the complexities of domestic and international commerce with confidence.
Our mission is to simplify digital payment processes while helping businesses optimize operations and manage costs across payment methods, including debit and credit cards, ACH, money transfers (including P2P, B2B, G2C, etc.), and cross-border remittances.
We collaborate with a range of clients, from individual businesses to VC and PE firms managing diverse portfolios, delivering geo-specific solutions tailored by industry and Merchant Category Codes (MCCs) to create the greatest impact. Whether it’s reducing payment acceptance costs or streamlining operational efficiencies, we work to achieve measurable outcomes that keep our clients competitive in an ever-evolving marketplace.
With a focus on payments processing, we bring unparalleled expertise to key aspects of the ecosystem, including interchange rate structures, stakeholder dynamics, and the technical and strategic challenges of modern payment systems. We empower merchants to understand, negotiate, and reduce their payment acceptance costs, while also providing card networks, issuers, and acquirers with insights to articulate their value propositions, optimize fee structures, and navigate regulatory challenges.
Using a structured, results-oriented approach, our engagements are time-bound, with clear objectives and deliverables established from the outset. For businesses evaluating whether their digital payment volumes warrant direct negotiations with platforms and processors, Financial Tech Advisors provides the expertise needed to unlock those opportunities.
Let Financial Tech Advisors guide your business to smarter, more cost-effective payment solutions while navigating the complexities of a rapidly evolving industry.
Actionable Analytics
At Financial Tech Advisors, actionable insights are the cornerstone of our success. With well over a decade of experience in payments analytics, we transform complex data into meaningful strategies that drive impactful results for our clients.
Our team’s expertise spans a wide range of functional areas, including:
• Extensive Market Research: Providing comprehensive insights into industry trends and competitive landscapes.
• New Financial Product Launches: Strategizing and executing go-to-market plans for innovative payment solutions.
• Financial Modeling: Creating robust models to forecast costs, revenues, and impacts across payment ecosystems.
• Benchmarking Studies: Identifying performance gaps and opportunities for optimization.
• Cost of Payment Acceptance Analysis: Assessing payment methods—cash, checks, debit/credit cards, ACH—for cost-saving opportunities.
• Regulatory Impact Assessment: Evaluating how regulations affect payment networks, retailers, and stakeholders globally.
• Mobile Payment Applications: Analyzing trends and functionalities to enhance user experience and adoption.
• Industry Research Reports: Delivering in-depth analyses to inform strategic decisions.
• Cross-Border Payments and Remittances: Simplifying complex international payment flows and identifying efficiency gains.
Whether you’re optimizing your payment acceptance strategy, navigating the launch of a new product, or responding to industry disruptions, Financial Tech Advisors offers data-driven solutions tailored to your needs.
Government Services Related to Digital Payment Acceptance, Processing, Settlement, and Pricing
We collaborate with Federal & State Agencies in Advisory, Strategy/Cost Savings, & Support Roles.
DUNS Number: 066 696 393
CAGE Code: 8EPX0
Certified: WOSB
Our Location: Expertise Without Borders
Financial Tech Advisors is headquartered in Atlanta, the FinTech capital of the United States. Over 70% of all electronic payment transactions processed in the U.S. flow through this vibrant hub of innovation, expertise, and connections.
Being based in Atlanta keeps us closely connected to the pulse of the payments industry, giving us unique access to trends, insights, and a dynamic network of stakeholders.
While we’re proud to be at the heart of this thriving ecosystem, our work knows no borders. Financial Tech Advisors operates entirely remotely, enabling us to serve clients across the globe—wherever they reside or manage digital payments.
Whether you’re navigating local payment challenges or tackling global strategies, we bring Atlanta’s fintech expertise to your doorstep, no matter where you are.
PREVIOUS CLIENT ENGAGEMENTS
COST OF PAYMENT ACCEPTANCE
COST OF PAYMENT ACCEPTANCE
COST OF PAYMENT ACCEPTANCE
Worked with major credit card network to quantify the cost of accepting various payment methods in order to demonstrate merchant benefits of accepting electronic card payments
REGULATORY IMPACTS
COST OF PAYMENT ACCEPTANCE
COST OF PAYMENT ACCEPTANCE
We offer ongoing compliance guidance to card networks, financial institutions, and merchants when new payments regulations are issued.
MOBILE PAYMENT SOLUTIONS
COST OF PAYMENT ACCEPTANCE
MOBILE PAYMENT SOLUTIONS
Partnered with a large retail consortium to develop a mobile payment solution designed to reduce payment acceptance costs.
OUTSOURCING DECISIONS
OUTSOURCING DECISIONS
MOBILE PAYMENT SOLUTIONS
Collaborated with a mid-sized bank to streamline its credit and debit card portfolios with the goal of streamlining operations and determining
which components were best suited for outsourcing
LOSS MITIGATION
OUTSOURCING DECISIONS
LOSS MITIGATION
Proactively analyze credit card portfolios for early indicators of increased delinquencies. Experience working with financial institutions during major economic contraction cycles.
PRIVATE LABEL
OUTSOURCING DECISIONS
LOSS MITIGATION
Guide retailers through the decision to offer private label payment options including gift cards/accounts; charge and credit cards; and co-branded options.